Blue Shield Access + Value HMO Plans

This is the lowest priced comprehensive HMO plan offered by Blue Shield.

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Blue Shield Access Value - HMO (Effective 07/01/2012)
Health Insurance Plans for Individuals and Families

This is the lowest priced comprehensive HMO plan offered by Blue Shield. It offers a little less benefit than the Access + plan but is still very rich in benefit. This plan is for those seeking a lower priced HMO that will offer them outstanding benefit during times when medical services are needed. Blue Shield of CaliforniaIt includes unlimited office visits per calendar year and no charge for annual physical exams. Brand and generic drugs are covered. The plan also includes, hospitalization, ambulance, maternity, mental health, and physical therapy benefits. The out of pocket maximum includes the annual deductible. So in a catastrophic situation, you know the maximum amount you could be liable for. Plan highlights are:

  • $35 office visit copayments (unlimited number of visits per calendar year)

  • $10 generic drugs

  • $35 brand formulary drugs (after a $400 annual brand drug deductible)

  • $35 laboratory and X-Rays

  • $35 home health visits (limited to 100 visits per year)

  • $2,000 annual deductible

  • $4,000 out of pocket maximums (includes the medical annual deductible)

  • $0 preventive care services (routine annual physical exams)

Benefits stated above are using in network preferred providers only. Click here for provider information.

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