Health Net CFB PPO

These three health insurance plans are reasonably priced and offer essential benefits.

Health Net CFB PPO Standard 4000, 6000 & 7500 Plans

These plans are offered to California Farm Bureau Members. The California Farm Bureau was established over 75 years ago to support agricultural interests throughout the state of California.Cigna health insurance
Being a member not only allows you the exclusive opportunity to apply for one of these CFB health plans, but you'll also be entitled to various discounts and services (like travel, rental cars and theme park discounts). Anyone can become a member. The annual membership fees are $72 (that can be paid monthly subject to a $2 monthly service fee). Find out more by visiting www.cfbf.com and see how a California Farm Bureau Membership can benefit you.

These three health insurance plans are reasonably priced and offer essential benefits. There are three calendar year deductible options to choose from to meet your needs and budget. A simple plan design that is easy to understand. These plans offer higher than average office visit copayments with a limit to the number of visits per calendar year. However they still include the no charge annual physical exams that are a part of the essential benefits most of us are looking for. These plans are only available to individuals. No family rates apply. You can apply as a family but individual rates would apply. You will even be able to add dental, vision, CashNet, and supplemental term life insurance for an additional premium. The medical plan highlights for in-network services include:

 

Annual Deductible:

$4,000 or $6,000 or $7,500 per calendar year.
   

Out of Pocket Maximum:

$0 per calendar year.
   

Physician Visit:

$50 for first 2 visits (not subject to deductible) per calendar year, then you pay 0% coinsurance after the annual deductible for 3 or more visits.
   

Annual Routine Exam:

No Charge (pap smear, mammogram, psa, well baby etc).
   

X-Ray and Laboratory:

0% coinsurance after the annual deductible up to the out of pocket maximum.
   

Prescriptions:

$15 generic, $40 formulary brand, and $50 or 50% whichever is greater for non formulary brand drugs. All brand drugs subject to a $2,500 annual brand drug deductible.
   

Emergency Room Services:

$100 per visit copayment (waived if admitted) then you pay 0% coinsurance after the annual deductible up to the out of pocket maximum.
   

Ambulance:

0% coinsurance after the annual deductible up to the out of pocket maximum.
   

Outpatient Surgery:

0% coinsurance after the annual deductible up to the out of pocket maximum.
   

Inpatient Hospital:

0% coinsurance after the annual deductible up to the out of pocket maximum.
   

Maternity care in Hospital:

0% coinsurance after the annual deductible up to the out of pocket maximum.
   

Mental Health Visits:

For inpatient visits (non severe conditions), you pay 0% coinsurance after the annual deductible up to the out of pocket maximum.  Outpatient mental health visits NOT COVERED.
   

Physical Therapy:

You pay 0% coinsurance after the annual deductible, limited to 12 visits maximum per calendar year.
   

Chiropractic:

Not Covered
   

Acupuncture:

Not Covered
   

Click here for Dental, Vision, CashNet and Supplemental Life Benefit Information

If you need assistance with individual and family plan options and enrollment, call us to day at
(800) 560-2443

 Apply Now

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