Core Insurance Plan
Bronze Core Health Insurance Plans from Anthem Blue Cross are a great combination of affordability and coverage. Take a couple of minutes to review all of the features, then either get a quote or apply online now.
The Bronze Core Health Insurance Plan From Anthem Blue Cross of California.
Core Health Insurance Plan
Core Plans from Anthem Blue Cross of California
Core offered by Anthem Blue Cross offers some of lowest priced Individual PPO Plans available in California. This product line offers a simple plan design. It allows for greater cost sharing in order to keep the monthly premiums low. Core offers 7 plan deductibles to choose from that are as low as a $750 annual deductible and as high as a $10,000 annual deductible. This allows you the flexibility to choose a plan based on your needs and budget. This product line is for those who rarely visit the doctor and want a plan more for catastrophic protection and preventive benefits.
The Core plans do not include any doctor office visit coverage until after you meet the plans annual deductible. If however you visit the doctor for preventive care (like an annual physical exam, gynecological exam or PSA test) and the visit is not diagnostic in nature, the visit is no charge.
The out of pocket maximum on 6 of the 7 plans being offered is $3,500 per individual. The out of pocket maximum does not include the annual deductible so in order to determine what your potential out of pocket costs would be if something catastrophic were to happen to you, you will need to take the annual deductible and add it to the out of pocket maximum. The exception to the above is on the $10,000 annual deductible plan. Once you reach the $10,000 annual deductible, Anthem Blue Cross will pay 100% for most services for the duration of that calendar year.
The Core plans all include generic and brand prescription drug coverage subject to a drug formulary list. There is a separate annual brand drug deductible of $7,500. The generic drug coverage is not subject to the annual deductible. Check to see how your prescription drugs will be covered before you apply.
This individual EPO/PPO product line uses the Prudent Buyer Network of doctors and hospitals. You will have access to nearly $80,000 doctors and more than 315 hospitals within California. Visit the ProviderFinder to search for your doctor within the network.
Keep in mind that the plans with the $750, $1,500 and $2,500 have what they call a facility copayment that continues to apply even after you satisfy the annual deductible or out of pocket maximum.
If you're looking for catastrophic benefits with no charge preventive benefits, this is the plan for you!
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