Anthem Blue Cross HMO Plans

HMO Health Insurance Plans from Anthem Blue Cross are a great way to keep out of pocket costs low. Take a couple minutes to review each plan, then either get a quote or apply online now.

Anthem HMO Plans - Low Out of Pocket Costs

Anthem Select HMO - This is the lowest priced HMO offered by Anthem Blue Cross. It has a limited network of exclusive providers (over 22,000 doctors) so review the network before you apply. You will be required to choose a primary care physician when you apply for this plan. These providers have been bound by contract to offer you services that include some of lowest out of pocket costs available. This $0 annual deductible plan includes unlimited doctors' office visits for $25 per visit. $0 charge for preventive benefits such as an annual physical exam, pap smear, mammogram, well child or infant exam, immunizationsBlue Cross health insurance or psa tests. The Out of Pocket Maximum is $3,000. This means if something catastrophic were to happen to you (like hospitalization), the maximum amount that you would pay in one calendar year would be $3,000. Maternity is also covered under this plan. This plan includes generic and brand prescription drug coverage. The brand prescription drugs are subject to a separate $250 brand name deductible. Check the drug formulary listing to see how your medications will be covered.

Anthem HMO Saver - This is a moderately priced HMO plan that allows access to Anthem's largest network of over 37,000 doctors. You will be required to choose a primary care physician upon applying for this plan. This plan has a $1,500 annual deductible and a $1,500 out of pocket maximum. You will need to add the annual deductible to the out of pocket maximum in order to determine what your potential out of pocket costs could be if something catastrophic (like hospitalization) were to happen to you. This plan offers unlimited doctors' office visits at a $25 copayment. You pay $0 for preventive services such as an annual physical exam, pap smear, mammogram, well child or infant exam, immunizations or psa tests. Maternity coverage is also a covered benefit. This plan includes both generic and brand drug coverage. The brand drugs will be subject to a separate $250 annual brand drug deductible. Check the drug formulary listing to see how your medications will be covered.

Anthem Individual HMO - This higher priced HMO plan is Anthem's most comprehensive Individual HMO available ensuring the lowest out of pocket costs available. You'll have access to choose your primary care physician from the largest Anthem network consisting of over $37,000 doctors. This plan has a $0 annual deductible and $0 preventive benefits such as an annual physical exam, pap smear, mammogram, well child or infant exam, immunizations or psa tests. If something catastrophic were to happen to you, the plan has a $3,000 out of pocket maximum which is the most you will pay for that catastrophic incident. You'll pay just a $10 office visit copayment for an unlimited number of doctor visits. Maternity is also covered under this plan. This Individual HMO includes generic and brand prescription drug coverage. Like all Anthem HMO's, the brand drugs will be subject to a separate $250 annual brand drug deductible. Check the formulary listing to see how your prescriptions will be covered.

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